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Senior Lending Advisor

Luxembourg, LU, L-2955

Purpose of the Job

 

Quintet Private Bank is a leading private bank in the wealth management sector; we are committed to our clients and their families and pride ourselves on our personalised service based on a deep understanding of what clients want to achieve. Compared to others, we are small (<2,000 employees across 50 European and UK locations) with an ambition to stay true to our purpose to be the most trusted fiduciary of family wealth.

The successful candidate will be part of the Lending Team as Senior Lending Advisor with a focus on Lombard Lending/ Real Estate Finance/Structured Lending.
Work closely with client advisors and clients in an advisory capacity on the structuring of potential lending operations for Quintet Group Clients in line with the Bank’s risk appetite.

Key Accountabilities

 

  • Provide client advisors with guidance on the Bank's Credit Policy and support in engaging with clients using his/her strong credit knowledge to identify and submit solutions, which balance the client’s credit, needs with the Bank's risk appetite.
  • Work in close cooperation with Client Advisor to acquire new lending business 
  • Responsible for the end-to-end process of establishing the loan facility including, amongst other things:
  • Counterparty and collateral, assessment
  • Writing Credit Applications presenting the loan facility to the applicable Credit Committee in collaboration with Client Advisor 
  • Where required instruct external appraisals and/or legal opinions and validate the results 
  • Ensure all Conditions Precedent are duly met and that all reviews are completed on time
  • Manage the setup of the loan facility jointly with other departments (Lending Management, Credit Risk)
  • Assist in the development, coordination and delivery of Credit Training to Private Bankers
  • Participate in Lending-related business projects and contribute to the continuous improvement of the Group's lending products, process and procedures

Knowledge and Experience

 

  • Proven lending experience (Lombard, Real Estate Finance, structured Finance) with a European cross-border experience, ideally within the private banking/wealth management sector 
  • Understand Risk within context of the role and meets the regulatory obligations, as applicable.
  • 5 to 10 years experience in a similar function

Attributes and Qualities

 

  • Well-organized and well-prepared at all times and conscious about time-management, always aiming for efficiency and excellence
  • Capable to work in a fast-pace environment, under high-pressure and handling short timeframes, while remaining a team player
  • Results focused, open for business enhancing and developing Quintet’s name and brand 

Technical Skills

 

  • Strong presentation and communication skills, considering variety of stakeholders and lines of business
  • Project management skills, showing rigor and autonomy as well as being able to prioritize at all times

Languages Skills

 

  • Fluent in English, knowledge in French would be a plus